Construction workers provide invaluable service to every home and business owner. After all, they are the ones who build the structure that your family or business resides in. As a construction worker, however, do you know that your worker’s compensation insurance holds certain exemptions that could be detrimental to a claim? While it is very possible that you might never need it, this lack of worker’s compensation means that if you experience a certain onsite injury, you won’t be granted coverage.
Oftentimes, a construction site injury will just be minor, like a bruise, sprained ankle, or just a tiny flesh wound. For these types of injuries, a few stitches or some bandages will suffice. Then again, construction site injuries can be a lot more severe, leading to lasting injuries to your joints, muscles, spine, or neck. These lasting injuries that affect a person’s ability to work are categorized as serious injuries.
If you know someone with a serious injury, you may have seen how it can greatly hinder the individual’s ability to work. It can even make the simplest of tasks extremely difficult. If you were to endure this sort of setback, how will you manage your financial obligations to your family? Should an unfortunate instance occur, one of the most important things you can do is talk to a personal injury attorney who will have the necessary qualifications to deal with this type of case.